Advanta Platinum Business Custom Credit Card Review

The Advanta Platinum Business Custom Card is a MasterCard airline rewards card issued by Advanta Business and is limited to business owners with a perfectly good credit history. It offers you a variety of services including specific services and rewards for your large or small business needs. The Advanta Platinum Business Custom Card can be used for airline rewards where you can expect the benefit of 'points' system or rebates for certain purchases.

The approval rate for this card is at an all time high and if you fall into the record of "Good Credit" and have a FICO score of 801 or more then you can expect to be on the right side of approval. Though the approval time for this offer is not listed, yet it generally takes approximately a month for the approval process to be completed as the approval process takes nearly a fortnight to complete and an additional 1-2 weeks are required for the card to be delivered to you post your approval.

The good news is that the introductory APR is 0% for 15 billing cycles, though this rate only applies towards balance transfers. Hence, you have to be cautious as some card issuers might charge higher rates and fees for cash advances. APRs vary among applicants due to different reasons but the lowest standard APR is 7.99% and it is fixed, so you can be rest assured that this rate will not change with the U.S. prime rates. What more, there is no annual fee for the Advanta Platinum Business Custom Card and you can get 5% of your cash back or avail the travel rewards offered.

The main intention of the Advanta Platinum Business Custom Card is to attract the business owners with a flawless credit record, so if you are a business owner with nearly perfect credit records this is the ultimate card for you. All you have to do is to provide your basic business information along with your Federal tax I.D. number and business phone and address while applying for this offer.

To make your transactions easy and smooth the grace period given to you by the Advanta Platinum Business Custom Card is set at twenty days at the least. Hence you can take a breather as interest charges will not be applied during the time set as the grace period. However, you will be required to pay a late fee of $19 if you fail to pay within the grace period. An over limit fee of $39 is charged from you if you exceed your permitted credit range provide by the Advanta Platinum Business Custom Card. But combined with all the other features, including you ability to save with a 0% APR for full 15 months, paying hardly becomes a difficulty.

Since the Advanta Platinum Business Custom Card has the brand of MasterCard its acceptance is undoubtedly global. So you can go almost anywhere stress free and use this universally accepted card with ease and йlan as most businesses that accept credit cards as a form of payment will gladly accept the MasterCard's Advanta Platinum Business Custom Card.