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Credit ScoreWhat is credit scoring? Credit scoring is a system creditors use to help determine whether to give you credit. It also may be used to help decide the terms you are offered or the rate you will pay for the loan. Information about you and your credit experiences, like your bill-paying history, the number and type of accounts you have, whether you pay your bills by the date they 8217; re due, collection actions, outstanding debt, and the age of your accounts, is collected from your credit report. … Why You Should Be a Great BossWelcome! If you 8217; re a business owner or executive who is responsible for managing five or more people, you have special needs. You have to delegate effectively, stamp out reverse delegation, develop your people so they can take over some of your responsibilities and be super-efficient with your time so that you can enjoy your family and your life. If you do not have the skills to do this, your dream business will start turning into a nightmare -- maybe it already has. … Big brands failing to offer best loan dealsLondon shakespearefinance November 1, 2007: High street lenders spend millions in advertising to attract the customers but when it comes to cheap loan deals, 70 per cent of the top offers come from the smaller building societies. The performance of big-name lenders in the market was shocking, says the comparison website Moneyfacts that carried out the study. The study found that out of 250 best mortgage deals, only 27 were from the nation s ten biggest banks. … Add Midas touch to your business via software outsourcing IndiaIndia has become the hub of information technology services for the United States, the United Kingdom and several European countries. It is gaining popularity due development of various software solutions. If one looks around, then he will be surprised to know the involvement of IT in every sphere of life and has become quite dependent on software technology to execute tasks perfectly. Many industries need software outsourcing India so that they can work efficiently. Moreover, it consumes less time and also curbs losses. … Business Card TipsNetworking is an invaluable opportunity, and one that should not be wasted. In order to maximize networking, it is strongly suggested that all business professionals carry business cards. The business cards can be exchanged during introductions, both as a convenience and as a memory aid. In other words, business cards allow networkers to further the relationship through future contact. Business cards may include one or more aspects of striking visual design, but should also contain important contact information. … Why you shouldn t recruit on skillsCopyright c 2007 Chiswick Consulting Limited Many organizations today are still making recruitment decisions based on an individual s qualifications, skills or schooling in some professions it amounts to which school an individual attended. However these don t give a clear view as to whether an individual is suited to a role. What makes better sense is to recruit for those characteristics linked to success in the role. Since the early 70 s, leading organisations have been using competencies to help recruit, select and manage their outstanding performers after Dr David McClelland, Harvard Business School Professor of Psychology, found that traditional tests such as academic, aptitude and knowledge tests, did not predict success in the job. … DesireDesire! You worked hard creating your business. You suffered through all the expenses of getting your worksite and equipping it. You ve assembled your support team -- sales, marketing and administration. You thought that by now your business would be demanding less of your time and energy. But what s happening? You re still working too many hours putting out fires, still struggling with those hard decisions and still doing those things you re not good at and don t like doing. … A New Hire, An Aquarium and Overcoming The Status QuoWhat does an aquarium have to do with the status quo and a new hire? More than you think. Read on and see how an experience in ignoring the rules of good aquarium management resulted in a lesson that has much broader application. At 12 years old, I was a partner in an aquarium. Four of us owned it and the fish and plants that inhabited it. We got the money to buy new fish by scavenging 5 cent deposit beverage bottles. … What exactly do you get in a free credit report ?In this article we will discuss the misconception of free credit reports. There are lots of advertisements out there saying get your free credit report. But what exactly does a free credit report come with? I have personally seen about 3 different types of credit reports being advertised out there. The first type of credit report is the credit report where you only get a credit report from one of the bureaus. There are 3 bureaus, and they are Equifax, Trans Union, and Experian. … Indian Financial Card Market - More Debit than Credit for FutureOpportunities in Indian Banking Sector is an extensive research on the Indian banking industry that gives deep insight regarding the opportunities and challenges in the industry. According to a recent report on the Indian banking industry published by RNCOS, the number of debit and credit card users in India is anticipated to reach 73.4 Million and 406 Million by the year 2010 and 2011 respectively. The RNCOS report said that the frequency of transactions through credit cards will rise in comparison to debit cards. …
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